Why Do I Have This Dash Cam In My Car? So I never Get Blamed Again
July 21, 2018 @20:08 4,212
Nick Hughes Insurance Manager
I'm an insurance manager and blogger. I love innovative tech gadgets, vintage cars, and long road trips. This blog covers all those things and other interesting tips. Something I wanted to teach you is how you can protect yourself on the road. I experienced first-hand what it's like to be a victim of false claims. I want to share what I've learned so that this never happens to anyone else.
My number one pet peeve about other drivers is texting while driving. Not only is it dangerous for people crossing the street, it’s dangerous for themselves! Every time I see a distracted driver on the road, I try my best to drive a safe distance behind them.
Even though I myself am a safe driver, there’s no telling what other people on the road will do. It’s because of a distracted driver that I finally decided to install a dash cam in my car. It took a few tries to find the perfect one, but I finally decided on the AutoCamHD! Keep reading to find out how…
I’m a cautious driver, but extreme weather has dangerous effects on the road, and the people driving on it. As I was slowly merging onto the highway, I could feel my car slipping on the pavement as I rear-ended the car in front of me. We both pull over, exchange information and have a chuckle about the fender bender. We even joke about how my girlfriend will lecture me when I get home! He seemed like an ‘ok’ guy so I didn’t bother taking a picture of the damage and continued to drive to work.
I SHOULD HAVE TAKEN PICTURES OF THE ACCIDENT!
Three weeks later I get a letter in the mail stating that I owe over $5000 in damages! Are you kidding me? Over a tiny scratch? That’s impossible! I called the adjuster and the jerk told them I realigned the structure and he needed a new bumper. I was furious! I knew he was taking advantage of me, but there was nothing I could do about it. I had absolutely no evidence. It was my fault for not getting all the information and evidence I needed before leaving the scene.
What else could I have done to ensure I wasn’t going to be a victim to false claims?
The AutoCamHD is a mirror-mounted dash cam that records every moment in and around your vehicle. You can feel safe on the road knowing that you won’t have to defend yourself in front of a judge when you already have the scene of the accident recorded and ready to go. The AutoCamHD has many useful features:
- 720p HD supported by exclusive night vision LEDs
- 14 hours of non-stop recording with an option of endless loop recording
- Motion detection sensor that helps to catch parking accidents
- 350-degree rotation lens that won’t obstruct the view
- Downloadable video that can be transferred onto a flash drive
THE AUTOCAMHD IS SUPER EASY TO USE AND RUNS ALL THE TIME!
Unlike other dash cams for your car, the AutoCamHD is discreet and requires no additional parts or equipment that obstruct your view while driving. Some other dash cams are illegal because of their position on the dashboard, which cause a distraction and could lead to accidents or unsafe maneuvers.
Aside from the physical safety of your passengers, there are other things that could be affected during an accident. Having the AutoCamHD in your car could prevent unnecessary stress from:
- False claims
- A rate hike in your insurance
- Added penalty points on your license
- Car break-ins and other acts of theft
AutoCamHD is the preventive measure any safe driver should take to always have an accurate account of any incidents that may happen in and around their car. Whether it’s a hit-and-run on the road, or a break-in while you’re parked in a shady area of the city, you’ll have a first-person eyewitness at all times.
Having an accident can impact your future and your insurance rates, not to mention the mental and emotional stress it can have on someone.
There are ways to prevent accidents on the road, like driving safe, obeying the rules of the road, wearing your seat belt, maintaining your vehicle… but even with all those things, accidents can still happen.
After the facts and information have been recorded, that’s when you call the insurance company and let them take care of the rest of the work. It’s the insurance adjuster’s job to decide what is the most appropriate amount for each claim, but its your job to make sure they make an informed decision.
Even if it’s your fault, you don’t want the other party to accuse you of additional damages. The AutoCamHD is the only eyewitness you’ll need when you’re in a fender bender.
July 12, 2018
July 9, 2018
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